On January 10, 2014, the Qualified Mortgage (or “QM”) rule will become effective and will apply to almost all residential mortgages originated in connection with home purchases.  In order to support their clients through the…

We’ve just completed our latest report on Kern County’s housing market through August 2013.  Feel free to get in touch if you have any questions on anything you see here. We hope you find this…

There is something on the run affecting our children. 1 of 88 children in the United States has autism spectrum disorders (Center for Disease Control and Prevention). Many children live their lives with the challenges…